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$445,000
2 Beds ⋅ 2 Baths ⋅ PF-26050560 MLS ⋅ ACTIVE Status
Think you can’t afford to own a home? If you can qualify for a net price of $389,000 then Watercolors, a highly desirable, affordable, vibrant 55+ gated community welcomes you! The City of La Quinta Housing Authority offers a Silent Second mortgage of $56,000 (details below) for this beautifully maintained, move-in ready, detached 2-bedroom home which includes convenient direct access to the attached 2-car garage. A nice sized patio with a sliding door grants access to the large living room. Step inside to this light and bright, open airy floor plan home with a cozy gas fireplace, ceiling fans and soaring 12 ft. ceilings in the great room. Custom plantation shutters throughout shield the sun. The spacious primary suite includes a 7 ft. vanity with dual sinks, walk-in shower, and a large custom Elfa fitted walk- in closet. There is high-end carpeting in both bedrooms for comfort and the polished floors in the living room and hallway grant an elegant sophisticated look. The kitchen and bathrooms are tiled. The second bedroom is also nice sized with a custom closet. The home exemplifies pride of ownership. This home comes with a Ring security system and doorbell, indoor washer and dryer, and all nearly new stainless steel kitchen appliances. Watercolors community amenities include a beautiful clubhouse available for private parties, pool and spa. The low HOA dues include internet and cable services. Qualified buyers must meet age and moderate-income requirements per the city of La Quinta Housing Authority. So, this is how it works: the total purchase price is $445,000, which includes the city giving you $56,000, which is referred to as a silent second. ($389,000 + $56,000 = $445,000). Your loan amount would be based on $389,000 minus your down payment which can be up to 20% of the $389,000. There are no interest or payments due on the silent second. Buyers need to meet income qualification criteria with the city Housing Authority for only the lesser amount of $389,000. This home must be a primary residence; no rentals, no cash purchases, no investors. The 2026 income limits are as follows: 1 person $68,900 to 89,450, 2 people $78,750 to 102,250, 3 people $88,600 to 115,000, 4 people $98,400 to 127,800.) Know a senior who would like down payment assistance when buying a home? Don’t miss this opportunity for a home close to dining, shopping and nearby million-dollar homes. Come and experience the blend of comfort and convenience at Watercolors

47752 Endless Sky, La Quinta
$429,900
3 Beds ⋅ 2 Baths ⋅ 219148085 MLS ⋅ ACTIVE Status
This charming home features three bedrooms, two bathrooms, and approximately 1,337 square feet of living space. Situated in an interior location within the community, the property is set back from the street. Enjoy the convenience of an attached two-car garage with cabinets and a side courtyard with a patio and artificial turf. Step inside to discover an airy open floor plan, tall ceilings, and a cozy gas fireplace in the living room. The kitchen offers stainless steel appliances, a breakfast counter, and warm-toned cabinets. You'll also find a dedicated space for your washer and dryer with upper cabinets for additional storage. Watercolors offers a community pool, spa, and clubhouse, with low HOA dues that include cable and internet. Conveniently located near dining, shopping, and more, this home offers a comfortable and convenient place to call your own. Seniors 55+, are you looking for affordable housing in La Quinta to call your own? Welcome to Watercolors. This may be the home for you! So, this is how it works: The total purchase price, including the silent second, is $429,900. The buyer's purchase portion is $373,900, and the City of La Quinta provides a $56,000 silent second, for a total purchase price of $429,900. Your loan amount would be based on $373,900 minus your down payment, up to 20% (the down payment is separate from the $56,000 silent second). Watercolors is a moderate-income development that carries a silent second with the City of La Quinta. Potential buyers must meet income qualification criteria through the City of La Quinta and purchase the home as a primary residence. No rentals and no cash purchases. The 2025 combined gross income limits are:1 person: $68,901-$89,450; 2 people: $78,751-$102,250; 3 people: $88,601-$115,000; 4 people: $98,401-$127,800

47755 Soft Moonlight, La Quinta
$419,999
3 Beds ⋅ 2 Baths ⋅ 219150624 MLS ⋅ ACTIVE Status
Seller is willing to consider all reasonable offers. Welcome to this inviting 3-bedroom, 2-bath home featuring a spacious open floor plan with vaulted ceilings, ideally situated on a desirable corner lot in the Watercolors 55+ community. The southwest-facing front courtyard is perfect for enjoying afternoon sunshine and mountain views. Inside, the living room offers a cozy fireplace, while the kitchen is thoughtfully designed with convenient pull-out drawers. The primary suite features a generous walk-in closet, dual vanities, and a walk-in shower. Two additional guest bedrooms, a full guest bath, and an indoor laundry room provide comfortable everyday living. A newer HVAC system adds year-round comfort and efficiency. Residents enjoy low HOA dues along with access to a community pool, spa, and clubhouse, all conveniently located near shopping, dining, parks, and healthcare. Watercolors is an income-restricted 55+ community. This home is offered through the La Quinta Housing Authority affordable housing program and includes a $103,000 silent second trust deed. Qualified buyers must be approved for financing based on the full purchase price of $419,999; however, monthly principal and interest payments are based on approximately $316,999, as no monthly payments are required on the silent second. Buyer must occupy the property as a primary residence. No rentals, cash purchases, or investor purchases are permitted. Household income limits apply: 1 person: $62,651-$87,300; 2 people: $71,601-$99,750; 3 people: $80,551-$112,250; 4 people: $89,501-$124,700.

47788 Dancing Butterfly, La Quinta
$415,000
2 Beds ⋅ 2 Baths ⋅ 219149938 MLS ⋅ ACTIVE Status
Welcome 79335 Rose Dawn! From the moment you arrive, you will feel an immediate sense of peace, warmth, and belonging. Located in a highly desirable, gated 55+ community, this beautiful 2-bedroom, 2-bathroom home offers 1,231 square feet of pure comfort. The open floor plan and dramatic high ceilings create an airy, harmonious environment filled with natural light. This Property Carries a $103,000 Silent Second with the La Quinta Housing Authority. The total price of the purchase is $415,000 ($312,000 + $103,000) However, BUYER'S OUT OF POCKET COST WILL be $312,000($415,000 - $103,000) or final negotiated price. Income limits minimum and maximum income based on household size:1 person 68,900 to 89,450, 2 people 78,750 to 102,250, 3 people 88,600 to 115,000. Must be a primary residence, no rentals, no all cash purchases, no investment buyers.

79335 Rose Dawn, La Quinta
$409,900
3 Beds ⋅ 2 Baths ⋅ PS-26857205 MLS ⋅ ACTIVE Status
Beautiful 3-bedroom, 2-bathroom single-family home located in a desirable gated age restricted community in La Quinta. This residence offers a functional and comfortable floor plan with well-proportioned living spaces designed for easy everyday living. Enjoy gorgeous mountain views from the property and the convenience of being near shopping, dining, golf, and local services. The community features a secure gated entrance, pool and spa, clubhouse, and a variety of other amenities that enhance the overall lifestyle experience. A wonderful opportunity to enjoy resort style living in a well-established neighborhood. The home is part of the La Quinta affordable housing initiative, ask for details.

79337 Sign Of Spring Street, La Quinta